Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
National Bank of Egypt - Personal Loan For Government & Public Sector National Bank of Egypt - Personal Loan For Government & Public Sector Minimum Salary: EGP 1,000 Salary Transfer: Yes Islamic Finance: No Maximum Term: 4 Years Flat Rate: 7.22% Reducing Rate: 13.0%
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Features
  • Minimum loan amount 5,000 EGP and maximum 30,000 EGP
  • Minimum loan tenor one year & up to 4 years
  • Minimum 6 months in business for permanent staff
  • Life insurance
  • Without Guarantor
Documents Required
  • HR letter with monthly salary & employment date
  • Copy of National ID
  • Recent electricity bill with minimum 25 EGP
  • Telephone bill
Eligibility
  • Customers Age between 21 Years and 60 Years at loan end
  • Minimum monthly salary 1000 EGP
Additional Information
Fees & Charges:
  • Administrative fees 2 % of loan value with minimum 250 EGP
  • Early settlement fees 3% if paid in cash, 10% if paid with any other payment tool
  • Late payment fees 2%
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator